Our Services
What We Offer
Business Credit
Assure Business Credit offers the creation of a business credit profile for the owner of a business so they can keep their business credit and personal credit completely separate. This way if you have poor personal credit or need more available credit than you can get as a non-business owner.
CRE Loans
We offer commercial Real Estate services if your trying to buy the perfect builing for your business location, and a fix and flip loan product for you real estate investors out there who find that perfect deal on a fixer upper. We can even loan you money for the rehab needed and can also get you an interest only payment till you are able to sell the completed project.
Personal Funding
Business Funding
Business funding is very specific and beneficial for business owners as business loans are completely separate from their personal credit. Click or scroll down for more details!
Alternative Financing
Assure Business Credit also offers an extensive menu of alternative Financing. This is a unique type of loan that is based strictly off of business revenue. Read below to learn if alternative financing is right for you!
What You Need to Know About
Business Credit
- Business credit can be dificult to build as there are only a handful of business credit accounts that report to the business credit reporting agencies. Knowing which ones and who they report to used to be a guessing game. Now that we know who reports and to where we can build a corporate credit file to be able to buy anything your company needs.
- With True Build you can You CAN completely separate yourself from your business and get company credit cards, including Visa and MC business cards, vendor lines of credit, dramatically improve cash flow, and buy or lease cars and buildings without EVER risking your personal credit.
DUNS Number
The D-U-N-S Number is used to establish your company’s D&B® file, which can help potential partners and lenders learn more about your business, and may also help them make more informed decisions about whether or not to work with you as a client, supplier, or partner.
- Think of your Duns number like your Social security Number and you business Paydex score as the actual credit score
- Paydex Scores range from 0-100 with at least an 80 being what lenders want to see
Experian Intelegence Score and Equifax Scoring model
- When building business credit You want a good mix of credit. You really must have all 3 types of business credit to be able to borrow without having to personally guarantee you loans with personal credit
- Vendor Credit or trade credit- measured by your paydex score
- Revolving credit, retail store credit and credit cards measured by your experian intelegence score
- Equifax Scoring model looks at leasing credit or trent for office space and equipment leasing
UNSECURED BUSINESS OR PERSONAL FUNDING
WE PROVIDE SMALL BUSINESSES WITH THE CAPITAL THEY NEED TO GROW
MCA and Alternative business funding
- When a business does not have the personal or business credit to get funded but has a good amount of revenue coming in, or has a specific item the company needs such as a construction company needing a backhoe they can turn to alternative financing. This will include a few niche lenders such as :
- Cash advance lenders that lend on the amount of money the company deposits on a monthly basis
- Equiptment lenders which use the type of equiptment the company and use the cost and type of item as built in colateral
- Inventory lending Lenders using the cost of inventory and how fast the inventory sells to determine funding
- Accounts recievable funding using the amount of accounts recievables to determine funding.
We have facilitated over $500 Million in funding to thousands of small businesses nationwide. Contact us today to see how we can help your business.
What We Offer
• Commercial and Residential Financing
• Land Loans
• Fast Loan Approval
• Appraisal Services
• No Seasoning Requirements
Common Uses of Funds
• Start, expand or acquire a business
• Foreclosure Bailout
• Working Capital
• Bridge Loan
• JV Partnerships
• Acquisition and Development
BENEFITS OF CRE LOANS
• Commercial and Residential Financing
• Land Loans
• Fast Loan Approval
• Appraisal Services
• No Seasoning Requirements
We Can Help With your
Personal Funding
- There are a lot of companys that are offering business funding but what about funding for the person that is not a business owner? Assure Business Credit offers 2 great personal funding programs:
- Term loans are loans with a monthly payment with terms fro 3 to 7 years and rates as low as 7% and amounts of up to $250,000. To qualify for these loans you only need a 650 credit score and a provable income of $50,000 or more
- Zero % interest credit lines are separate credit lines ranging from $10,000 to $50,000 and do not require any proof of income just a minimum of 1 current credit card account that has at least been open at least 2 years with a limit of $4,000 or more
- These loans are also available for business funding but would require a mimimum credit score of 680 or substantial business credit
WE PROVIDE SMALL BUSINESSES WITH THE CAPITAL THEY NEED TO GROW
Business Funding
- Business Term Loans are loans with a monthly payment with rates as low as 7% and amounts up to $500,000.
- Business Credit lines are interest only lines of credit from $10,000 to $50,000 that are revolving accounts that can be used similar to credit cards and in some cases can be liquidated for a small lender fee.
Elements
Alternative Financing
- Assure Business Credit also offers an extensive menue of alternative Financing. These are loans based stricly on the revenue of the business. These types of loans are for business owners that can not or does not want to show tax returns or prove income in the traditional way. For these loans income is proven by bank statements and credit is not normally an issue.
- For these loans your business usually needs to have gross annual sales of at least $8,000 and have at least 4 months business bank statements.
- The alternative Financing does have a number of diferent types of loans included in the space including: Equipment financing, SBA loans, accounts recievables funding, Merchant Cash Advances, asset based funding, Franchise funding, and Startup Business Funding